Insurance risk files, built from the integrity record.
Risk managers and CFOs use it to turn the integrity record into a risk file that underwriters and lenders can check scenario by scenario.
Winda Harbor
Today and with Winda
From scattered surveys to 1 complete risk file.
- Inspection resultVessel inspection summary
- Barrier testFire water pump run
- Survey reportInsurer survey, last year
- Loss historyClaims, last 10 years
- Inspection resultPipeline inspection run
- Barrier testShutdown valve test
- Survey reportRisk engineering visit
- Loss historyNear miss log
Winda HarborRisk file contents
- 01Barrier evidence, fire water pumpsWeekly run tests, last 12 monthsAttached
- 02Inspection status, pressure vesselsEvery inspection in dateAttached
- 03Survey recommendations, last insurer survey6 of 7 closed with proofAttached
- 04Natural hazard case, coastal floodingSite elevation and drainageLoss estimated
- 05Business interruption case, single export routeSpares and restart timeLoss estimated
Sample data
- 01 Today
Risk files assembled from old surveys before each renewalWith Winda HarborA risk file built from live integrity data - 02 Today
Loss estimates set by generic assumptionsWith Winda HarborEvery loss scenario quantified with its barriers - 03 Today
Underwriters see a summaryWith Winda HarborUnderwriters see the engineering behind the risk
How it works
Agents prepare. Engines check. The risk manager submits.
- InLive integrity data and loss history
- Agents prepareBuild the risk file from current integrity data
- Risk Quantification Agent
- Business Interruption Agent
- Natural Hazards Agent
- Loss Prevention Agent
- Risk Register Agent
- Engines checkA loss figure for every scenarioAligned to
- API RP 581
- ASCE 7
- SubmitsThe risk manager
- OutAn insurer-ready risk fileSubmissionAnnual property renewal
- Sections
- Barriers, inspections and hazards
- Proof
- Linked to each test record
- Audience
- Underwriters and the broker
How the work is controlled
- Each agent uses approved tools and this project's data only.
- An independent checker agent re-checks the work.
- Engineering math comes from validated, deterministic engines.
- Every prompt, tool call and output is recorded.
- Agents never approve their own work.
See it run
An insurance renewal, from loss estimates to submitted file.
Where it fits
Winda Harbor takes the integrity data from operations and feeds insurers and lenders.
- DesignEngineering design
- BuildProcurement & bid evaluationConstruction & handover
- OperateOperations & integrity
- ComplyCompliance & audit
- PlanIntegrity data, from Operations & integrityRisk & insuranceWinda HarborAsset strategy
Agents
12 agents in 3 teams, aligned to the standards engineers use.
Each team, with the agents in it. Open a team to see what each agent does.
Risk picture
5 agents
- Risk QuantificationTurns RBI consequences into money: damage, downtime and portfolio exposure.
- Loss ScenariosBuilds major loss scenarios and estimates the maximum loss.
- Business InterruptionEstimates downtime and lost margin for each scenario.
- Natural HazardsScreens assets for hurricane, flood and seismic exposure.
- Risk RegisterKeeps the enterprise risk register tied to live asset data.
Insurance
4 agents
- Underwriting SubmissionAssembles the risk engineering evidence insurers ask for at renewal.
- Loss PreventionTracks every insurer recommendation to closure.
- Claims SupportAssembles the evidence and timeline a claim needs.
- Insurer PortfolioGives insurers an engineering view across the assets they cover.
Finance and warranty
3 agents
- Lender ReportingPrepares construction and operations reports for the lenders' independent engineer.
- Marine WarrantyPrepares evidence for marine warranty surveys of offshore installation and tows.
- Guarantees and WarrantiesTracks equipment warranties and performance guarantees against actual performance.